BalanceTransferCalculator.com Privacy Policy



-Last Updated October 17, 2008

By visiting and using the Site, you agree that your use of the Site, and any dispute over privacy, is governed by this Privacy Policy. If you have any questions or concerns regarding my privacy policy please contact us at:

Balance Transfer Calculator
Attn: Hayden Brown
St. Lawrence Beach Condos
Unit 1 - Oceana
Christ Church, Barbados

Please keep in mind that whenever you voluntarily make your personal information available for viewing

Log Files


Like many other websites, BalanceTransferCalculator.com uses log files to help learn about when, from where and how often traffic flows to this site. The information in the log files include:

Internet Protocol addresses (IP) Types of browser Internet Service Provider (ISP) Date and time stamp Referring and exit pages Number of clicks All of this information is not linked to anything that is personally identifiable.

Cookies and web beacons


Like nearly all Websites, BalanceTransferCalculator.com stores “convenience” cookies on your computer whenever you leave a comment. These cookies record the name, and email address that you enter when you submit a comment so that you wont have to re-type that information the next time you leave a comment.

Third-party advertisers may also place and read cookies on your browser and/or use web beacons to collect information. BalanceTransferCalculator.com.com has no access or control over these cookies. You should review the respective privacy policies on any and all third-party ad servers for more information regarding their practices and how to opt-out.

If you wish to disable cookies, you may do so through your web browser options.

Instructions for doing so and for other cookie-related management can be found on the specific web browsers’ websites.

Google Adsense

Google Adsense, a third party advertising network, uses cookies to help make sure we get a commission when you buy a product after clicking on a link or ad banner that takes you to the site of one of their merchants. You can read Google Adsense Privacy Policy.

Google Analytics

Google Analytics is a web analytics tool we use to help understand how visitors engage with this website. It reports website trends using cookies and web beacons without identifying individual visitors. You can read Google Analytics Privacy Policy.

Google Site Stats

To measure performance, Google uses small strings of text (known as cookies) that are placed on your computer when you click on ads. Cookies typically remain active on your computer for about 30 days. If you visit certain pages of the advertiser’s website during that period, Google and the advertiser will be able to tell that you saw the ad delivered by Google. You can read more about Google Site Stats here.

Google Remarketing

We use Google AdWords Remarketing to advertise BalanceTransferCalculator.com across the internet, in particular on the Google Display Network.

AdWords remarketing will display ads to you based on what parts of the BalanceTransferCalculator.com website you have viewed by placing a cookie on your web browser.

This cookie does not in any way identify you or give access to your computer or mobile device.

The cookie is used to indicate to other websites that “This person visited a particular page, so show them ads relating to that page.”

Google AdWords Remarketing allows us to tailor our marketing to better suit your needs and only display ads that are relevant to you.

If you do not wish to see ads from BalanceTransferCalculator.com you can opt out in several ways:

1. Opt out of Google’s use of cookies by visiting Google’s Ads Settings.

2. Opt out of a third-party vendor’s use of cookies by visiting the Network Advertising Initiative opt-out page.

How Do We Store Your Information?


Your information is stored on a list server (i.e. Drip) that delivers our content and messaging. Your information can only be accessed by those who help manage those lists to deliver e-mail to those who agree to receive my material.

All of the messaging or emails that are sent to you by me include an unsubscribe link in them. You can remove yourself at any time from the mailing list by clicking on the unsubscribe link that can be found in every communication that we send you.

Email Subscriptions


Users may choose to receive email updates by submitting an email address to the email subscription form. We use a secure opt-in subscription system and we reserve the right to contact subscribers with information related to this website and blog. Subscribers may unsubscribe anytime and every email delivered will contain an “Unsubscribe” link.

When leaving a comment, users must submit a name and email address. To combat spam, the commenting platform also records the IP address of anyone submitting a comment.

Again, none of this information will be shared with anyone.

Removing Your Data


If you would like to be removed from the email newsletter, you can click the “unsubscribe” link at the bottom of any of our emails.

General Data Privacy Regulation (GDPR)


The GDPR took effect on May 25, 2018, and is intended to protect the data of European Union (EU) citizens. BalanceTransferCalculator.com markets its site, content, products and/or services online but we do not specifically target marketing to the EU or conduct business in or to the EU in any meaningful way. If the data that you provide to us in the course of your use of the Site, content, products and/or services is governed by GDPR, BalanceTransferCalculator.com will abide by the relevant portions of the Regulation.

If you are a resident of the European Economic Area (EEA) or are accessing this site from within the EEA, you may have the right to request: access to, correction of, deletion of; portability of; and restriction or objection to processing, of your personal data. This includes the “right to be forgotten.”

Affiliate Disclosure


BalanceTransferCalculator.com is an independent, advertising-supported comparison service. Some of the offers that appear on this site are from companies from which BalanceTransferCalculator.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. BalanceTransferCalculator.com does not include the entire universe of available financial or credit offers.